Building A Sustainable Business That Outlives You – Bisi Adeyemi

In this episode of Top 5-in-5, Bisi Adeyemi, Managing Director, DCSL Corporate Services Limited, shares her top five tips on “Building A Sustainable Business That Outlives You.

It is estimated that we currently have about 40 million SMEs in Nigeria, and they contribute close to 85% of the country’s GDP. Despite how important they are to the economy, however, most SMEs hardly survive beyond first-generation owners.


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  • i am a bussiness owner,i have two staff i pay monthly salaries,but four other staff i pay as they render any service,may major challenge is that most times,as i sale,i send money.back to the market to buy more goods and it takes time for them to arrive,thereby leaving the shop empty for a while and ,it makes payment salaries difficult some times,and the business have not grown beyound the capacity i.started with from the begining,the bussiness is now seven years old,please what do i do?

    • Hello Ebiakpo, many thanks for stopping by. This is definitely a dilemma and that’s one of the reasons FCMB support our business customers through our SME Advisory Desk. To find out how we may be able to support you, please send an email to

  • I was disappointed by my branch in Bwari Abuja, when I was given small contracts less than #15, million,I went to the bank beginning to get APG, with my Landlord Property with building that am living with my family, the Contracts was given NGO branch (WHO)
    What made me to lose interest in FCMB was them my account officer come with reports that my company was owning about 5 million Naira loan in my Union Bank Account which was not true because wrong Account number and R/c numbers was sent to CBN for inquiry,
    Within that period I went to private money lenders with my 2010 Camry car for just #1 million before I can get APG .after one month and two weeks please is it fear,
    Please check my cash inflows.A/n:1395207011 .Fagge Buchii Ltd ,I lost my 2010 Camry car to the private Leader because I was given to pay back ,please and please do something about your bank policy since then I can not recommend any of my friends to open an Account with FCMB.Thanks Okechukwu Izuogu

    • Hello Okechukwu, apologies for the experience and many thanks for the feedback which will definitely be looked into. We are committed to continuously providing the best possible support to our customers.

  • Good day,
    I have a very brilliant idea regarding a sector but I lack the finance and right (authority) to introduce my innovation to this industry. Pls I need government help as well as finance to actualize my dream. But it will interest you to know what this business plan is all about. Kindly contact me on 0803251131.

    Warm regards.

    • Dear Tessy, many thanks for reaching out. Your contact details will be shared with our Business Banking team who will reach out as the need may arise. In the meantime, please visit to explore our range of solutions for SMEs.

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